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insurance

lIFE & HEALTH

accident

ACCIDENT (PIVOT |
ACCIDENT & CRITICAL ILLNESS
ACCIDENT DISABILITY INCOME
ACCIDENT EXPENSE
ACCIDENT MEDICAL EXPENSE
ACCIDENT TREATMENT
OCCUPATIONAL ACCIDENT & EMPLOYER LIABILITY

accidental Death & Dismemberment (AD&D)

GLOBE LIFE ($3,000 - Free 1st Year)
IHC ($25,000)
PIVOT

Annuities

DEFERRED INCOME
FIXED DEFERRED
FIXED
FIXED INDEX
IMMEDIATE
INCOME
VARIABLE

Cancer / Critical Illness

CANCER, HEART ATTACK, STROKE (CRITICAL ILLNESS)
CANCER TREATMENT
CANCER (FIRST DIAGNOSIS)
CRITICAL ILLNESS (PIVOT |

Chiropractic

DPBROKERS

Dental, Vision, Hearing

dermatology

PIVOT

Group

ACCIDENT
CANCER
CRITICAL ILLNESS
DENTAL
DISABILITY INCOME
HOSPITAL INDEMNITY
LIFE (BASIC & VOLUNTARY)
LIFE (TERM)
LIFE (UL: UNIVERSAL)
LIFE (WHOLE/PERM/STRAIGHT)
LIFE & DISABILITY
PRESCRIPTION DISCOUNT
VISION

Healthcare / medical

ACA
DEFINED/FIXED-BENEFIT INDEMNITY (PIVOT=Anchor) | UNITEDHEALTHCARE / UHONE)
HEALTH CARE
HOSPITAL & SURGICAL INDEMNITY
LIMITED MEDICAL INDEMNITY
SHORT TERM MEDICAL
SICKNESS
TELEHEALTH / TELEMEDICINE

Health Carrier PURLs

HEALTHSHERPA (ACA)
MANHATTAN LIFE (HEALTH)
NATIONAL GENERAL
ONESHARE HEALTH
PIVOT HEALTH (STM, DENTAL/VISION, DEFINED/FIXED BENEFIT MEDICAL, PRE-MEDICARE, ANCHOR HEALTH PLAN, MEDICARE (PanAmerica) *NO ACA)
SASID (HEALTH / DENTAL & VISION)
SLASHRx (RX SAVINGS)
UNITEDHEALTHCARE / UHONE (ACCIDENT / CRITICAL ILLNESS / HEALTH / SHORT TERM MEDICAL / DENTAL/VISION / HOSPITAL / TELEHEALTH / TERM LIFE / )

health Discount Program

ALTERNATIVE MEDICINE DISCOUNT (CHIROPRACTIC)
COUNSELING
DURABLE MEDICAL SUPPLIES
PATIENT ADVOCACY
Rx DISCOUNT
TELEHEALTH / TELEMEDICINE: DPBROKERS | IHC | PIVOT | UHONE

Home & recovery Care

LONG-TERM CARE
SHORT-TERM HOME HEALTHCARE
SHORT-TERM RECOVERY CARE

Hospital

HOSPITAL CONFINEMENT
HOSPITAL EXPENSE / HOSPITALIZATION
HOSPITAL INDEMNITY (PIVOT |
HOSPITAL INSURANCE
HOSPITAL & SURGICAL INDEMNITY

Life - Quote Request

CHILDREN'S / JUVENILE WHOLE LIFE
FINAL EXPENSE (WHOLE LIFE)
FIXED
GUARANTEED ISSUE
IUL (INDEXED UNIVERSAL)
MP (MORTGAGE PROTECTION)
TERM
TERM (SIMPLIFIED ISSUE)
UL (UNIVERSAL) (PERM)
VARIABLE UNIVERSAL LIFE
WHOLE / PERM / STRAIGHT

Life Carrier PURLs

ETHOS

medicare

MEDICARE ADVANTAGE / MAPD
MEDICARE SUPPLEMENT / MEDIGAP

pets

PET INSURANCE

Prescription / Rx

PRESCRIPTION / RX DISCOUNT
RX PAY CARD

short Term

SHORT-TERM MEDICAL
SHORT-TERM HOME HEALTH CARE
SHORT-TERM RECOVERY CARE

PROPERTY & CASUALTY

Business

BUSINESS OWNERS POLICY (BOP)
GENERAL LIABILITY (GL / CGL)
E&O ERRORS & OMISSIONS / PROFESSIONAL LIABILITY
WORKERS COMP (WITH EXCEPTIONS)

Personal Lines / Monoline

Jewelry, fine art, antiques, wine collections, guns,
collectibles
Prosthetic limbs, medical devices, musical instruments,
cameras
Umbrellas up to $10MM, including hard-to-place risks

Property

APARTMENTS
BUILDERS RISK
COASTAL HOMES W/ WIND (PC9 / PC10)
CONDO / CONDO UNIT OWNERS (HO6)
COURSE OF CONSTRUCTION / RENOVATION RISKS
DWELLING FIRE (DP1 & DP3)
EARTHQUAKE
EXCESS FLOOD
HIGH BRUSH EXPOSURE
HOME (FULL-TIME)
HOMEOWNERS - HO3
HOMEOWNERS - HO8 / HO10
LANDLORD
LOG HOMES
LONG TERM RENTALS
MANUFACTURED HOMES
MOBILE HOME
RENOVATIONS
RENTAL & SCHEDULED RENTAL
RENTERS (HO4)
SEASONAL HOME
SECONDARY, SEASONAL, RENTAL HOME
SHORT TERM RENTALS (VRBO / AIRBNB, ETC.)
SPECIALTY HO
UMBRELLA
VACANT HOME / LAND / PROPERTY
VACATION HOME

travel

vehicle

ATV & UTV (OFF ROAD)
AUTO
BOAT, YACHT, WATERCRAFT
COLLECTOR CAR / VEHICLE
COMMERCIAL AUTO
COMMERCIAL AUTO RENTAL
FLOOD
GOLF CART
MOTORCYCLE
PWC (PERSONAL WATERCRAFT)
RV (RECREATIONAL VEHICLE)
SNOWMOBILE
TRUCKING
UMBRELLA

other

Commercial Package
Crime
Directors & Officers (D&O)
Disability Insurance
Employee Benefits Liability
Employment Practices Liability Insurance (EPLI)
Equipment Breakdown
Errors & Omissions (E&O)
Excess Liability
Fidelity Bond
Fiduciary Bond
Fiduciary Liability
Garage Liability
Health Insurance
Management Liability
Medical Malpractice
Ocean Marine
Pollution Liability
Product Liability
Surety Bond

Industries

ACCOUNTANTS
ANALYTICAL TESTING LABS
ANTI-AGING
ARCHITECTS & ENGINEERS
ARTISAN/TRADE CONTRACTORS
ARTISAN SUBCONTRACTORS
ASSOCIATIONS
ATTORNEYS
BEAUTY PARLOR / NAIL SALON / BARBER SHOP
BUSINESS AUTO / CONTRACTOR
CHIROPRACTIC
CLEANERS / JANITORS
CLOTHING STORE
COMMERCIAL PROPERTY
COMMERCIAL UMBRELLA /
EXCESS LIABILITY
COMMUNITY ASSOCIATIONS
CONCESSIONAIRES / VENDORS / FOOD TRUCK
CONSULTANTS
CONTRACTORS / HANDYMEN
CONTRACTOR'S EQUIPMENT
CONVENIENCE STORES / DELICATESSENS / GROCERY STORES
CROWDFUNDING
CYBER LIABILITY
ELECTRONIC STORE
ENTERTAINERS
EVENT ORGANIZERS & VENDORS
FAMILY OFFICES
FINANCIAL SERVICES (ACCOUNTANTS, ADVISORS)
FITNESS & PERSONAL TRAINER
FITNESS CENTER
FLOORING
FREELANCERS
FUNDLESS SPONSORS
GENERAL CONTRACTORS
HAIR & BEAUTY PROFESSIONALS
HANDYMEN / CONTRACTORS
HEAVY TRUCK
HEDGE FUNDS
HOME BASED BUSINESS (PERSONAL)
HOME HEALTHCARE
HOUSES OF WORSHIP
INLAND MARINE - BUILDER'S RISK
INSURANCE SERVICE
INVESTMENT ADVISER
JANITORIAL SERVICES
LAND LEASED TO OTHERS
LANDSCAPERS
LAUNDROMATS
LAWN CARE
LAWYERS
LESSORS RISK (ONLY)
LIQUOR STORES / LIABILITY
MACHINE SHOPS
MAIN STREET MERCANTILE
MANUFACTURING (MACHINE SHOPS, PLASTICS MFG)
MARINA
MEDICAL IMAGING & TESTING
MUTUAL FUNDS
OUTPATIENT MENTAL HEALTH CARE
PERSONAL TRAINER
PET SITTERS
PHARMACY
PHOTOGRAPHERS
PHYSICAL, OCCUPATIONAL, SPEECH THERAPY (PSO)
PRIVATE INVESTMENT FUNDS
PROFESSIONAL SERVICES (LAWYERS, INSURANCE)
REAL ESTATE DEVELOPERS
REAL ESTATE E&O
REAL ESTATE FUNDS
RESTAURANTS
RETAIL
SECURITY SERVICES
SMART HAUL
SPECIAL EVENTS
SPECIALTY LENDERS
SPECIALTY TRAINING SCHOOLS
STAFFING SERVICES
THE OFFICE
TRUCKERS / TRUCKERS GL
TRUSTEES
VACANT BUILDING
VACANT LAND
VERIFLY DRONE
VIDEOGRAPHERS

real estate

Buyers
Down Payment Assistance Programs
Lease To Own Programs
Sellers
Tenant Screening

Call for advice: 1-678-757-5364