What does Renters Insurance cover?
Renters insurance covers your belongings (furniture, clothes, appliances, electronics, etc.) if they're damaged or stolen, plus injuries that you're liable for, legal fees and even hotel expenses if you need a place to stay.
What is covered under standard renters insurance?
These basic renters insurance coverages come standard in your policy:
Optional renters insurance coverages
You can add any of these coverages to your policy based on your needs:
What isn't covered by renters insurance?
Renters insurance won't cover damages to the roof, building/exterior of your residence or the premises around it. Those areas are your landlord's responsibility and, if damaged, your landlord would have to pay for those repairs.
We have Answers to your renters coverage questions
Wondering what kind of coverages you need to protect yourself as a renter or landlord?
Kemi Salako is your resource for in-depth information regarding renters insurance.